Own the home you love with less down.

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Point partners with and invests alongside the prospective home buyer to provide a down payment for the purchase of their home. Program is subject to the home buyer obtaining adequate financing for the purchase of their home through an eligible lender. Subject to underwriting approval, Point will offer a supplementary down payment up to 15% of the purchase price of the home in exchange for the option to purchase a fractional interest in the home. The home buyer is required to put at least 5% of their own funds down and Point’s supplementary down payment ranges between $10,000 - $250,000 depending on qualification and eligible properties. Point charges a 3% processing fee and other third party paid closing costs such as appraisal, escrow, and government fees. The maximum term is 30 years. Point will place a lien on your home to secure performance of the option agreement. There are no monthly payments or interest accrual. Home buyer's repayment is based on the future appraised value of the subject property at the time of exit.